Auto insurance claim frequencies have increased at a steady pace over the past 10 years. Average car insurance expenditures in 2018 were at a ten-year high, at $1545.82.

Are you too looking to lay a successful accident insurance claim? Leading Montgomery Car Accident Attorneys reveal the definitive road map to claiming rightful compensation for car accident damages, in
precise details.

 

  • File a police report

Whether it’s a fender bender or a major collision, always inform the authorities about the incident involved. Every insurance company requires a proper first information report filed properly before initiating the claim process.

Get in touch with your insurance company right after contacting the authorities & EMTs.

 

  • Gather all essential information

Exchange contact & insurance information with the driver of the other vehicle, in case of a vehicle collision. Here’s a look at all the vital information that needs to be noted.

  1. Full Name
  2. Contact number
  3. Insurance Company
  4. Policy Details
  5. Driver’s License
  6. License Plate Number
  7. Type, color, and make & model of the vehicle.
  8. Accident Location
  9. Eyewitness report and information, if possible.

 

  • File an accident report with the DMV

Many states require drivers to report their accidents to the Department of Motor Vehicles. Find out what needs to be done and other associated formalities. Get in touch with your insurance agent and the other authorities.

 

  • Call the insurance company

Contact your insurance company from the site of the accident. Share all details in depth as soon as possible. Walk them through the incident step by step and sincerely share the information they ask from you.

 

  • Get in touch with a legal specialist

Dedicated car accident lawyers and attorneys can guide you in the aftermath of an accident, besides assisting in making successful claims. Whether dealing with an insurance company or defense, these lawyers can guide you through the claims process and provide you with proper legal representation.

All car accident lawyers urge their clients to cooperate and assist them for a successful claim. Work with them all the way and assist them in investigating the situation for ensuring claims.

 

  • Essential documents for insurance claims

Make sure you gather all documents you need to submit for a successful claim. Here’s a list:

  1. A copy of the car’s insurance policy.
  2. Police First Information Report
  3. Copy of the driver’s license
  4. The insurance claims form was duly filled and signed.
  5. Necessary repair bills, cash receipts, etc. in their original form.
  6. Copy of the car’s DMV Registration Certificate
  7. Medical Receipts in case of any physical injuries

Accidents can be stressful and bring about some unprecedented changes. So, keep calm and assist your car accident lawyers & insurers in helping you file a successful claim for your damages. Hire one of the top-ranked auto accident attorneys who offer legal services on a contingency fees basis for unparalleled legal assistance. Schedule a free case evaluation right away to learn about quick, effective legal options.

Car accidents are severely traumatic for any individual. No one is ever prepared for the physical and emotional toll of these devastating incidents. The damages they cause are often long-lasting and bring life to a standstill. You may require the support of professional car injury lawyers to overcome the challenges and secure an adequate amount of compensation for your incurred losses.

Long-Term Emotional Impacts of Car Accidents

The intense trauma caused by car accidents can cause extreme emotional stress in the affected individual. Stress and emotional disorders are often inevitable and some of the most common psychological injuries might include:

  • Post-traumatic stress disorders
  • Depression and Anxiety
  • Mental Anguish
  • Emotional Distress
  • Anger
  • Fear
  • Shock
  • Embarrassment
  • Appetite Loss
  • Sexual Dysfunction
  • Lack of Energy and Enthusiasm
  • Sleep Disturbances
  • Mood Swings

When it comes to calculating the damages for your injuries, injury attorneys cite the above psychological traumas, long-term physical injuries, and takes into account future expenses & suffering.

The emotional effects of car accidents often do not appear immediately but have the most prominent long-term implications on the affected. Mental and emotional injuries are hard to detect & monitor and can prove to be extremely detrimental in the long run.

Around one-third of non-fatal car accidents, victims experience post-traumatic stress disorders that result in fear & anxiety during certain situations and oftentimes include flashbacks of the traumatic moments. Long-term psychological effects of car accidents such as the one mentioned above can seriously affect the personal and professional relationships of the afflicted.

Long Term Physical Implications of Car Accidents

The severity of physical injuries defines the long-term effects and implications such as amputation, paralysis, traumatic brain injuries, soft tissue injuries, fractures & ruptures, and more. Severe physical injuries range from serious brain, head & neck trauma, neck injuries & strains, spinal cord & disc injuries such as rupture, sprains, fractures, dislocations amongst others.

The nature of the injuries typically depends upon the type of accident, and this is why it is important to schedule a free case evaluation with an injury attorney to accurately determine the type of the accident and the potential long-term effect for calculating the right compensation amount.

 

As an accident victim, dealing with legalities can be a challenge, given your mental and physical state. However, it’s crucial to take legal assistance to avoid legal adversities in the longer run. Always go for attorneys or legal firms that offer legal support on a contingency fee basis, where you only pay after you receive your compensation. Just remember to choose injury attorneys with relevant experience and a high success record to successfully claim the rightful amount for your damages.

Often car accident victims sustain severe injuries and need critical medical attention on an immediate basis. While the victim and his family are likely to focus more on the medical aspect, it is highly recommended to consult a car accident lawyer to learn about the legalities associated with your case.

Here are a few reasons why you must hire an attorney right away to avert the potential legal adversities.

1.      Accurate calculation of damages:

The most crucial part which a lawyer is responsible for is calculating the exact damages caused due to the accident. It is obvious that you would be more inclined towards your recovery process and may not be in the right mind to calculate your damages accurately. A lawyer will calculate the total damages while discussing with you and analyzing various aspects to file for a much-deserving claim amount.

2.      Thorough investigation:

Victims sustain a lot of damages due to an accident, and a lawyer can help you assess the situation and get the full recovery amount you deserve. A Montgomery car accident lawyer will dive deep into the case to identify the liable party and accumulate evidence to build a strong case against the defendant. They focus on conducting in-depth research while you can focus on your recovery process.

3.      Gathering Evidence:

A car accident attorney from Montgomery leaves no pages unturned to gather concrete evidence against the party at fault. You may not have the connection and resources to find evidence. But your lawyer does! He/she can assemble sufficient evidence to prove the fault of the defendant and get you the compensation you deserve.

4.      Court Representation:

A legal professional is experienced to handle the heat in the court with rational arguments citing the right shreds of evidence. A Montgomery car accident attorney will help you fight and more the right reasons. The defendant, who is also eligible for legal help, will take all necessary steps to avoid the payment. You alone won’t be sufficient to fight the defense lawyer and end up losing the case, thus your compensation. Hence, having a lawyer by your side maximizes your chance of getting your claim amount.

5.      No dealing with insurance company hassles:

The insurance companies play a significant role in covering all the damages and often try to avoid paying a lump sum for their benefits. A lawyer is trained and well equipped to handle any situation that comes up as part of the case. You alone cannot tackle the pressure by such big companies’ legal panel. But your lawyer can tackle the tactics of the defense lawyers and fight back to protect your rights.

Accidents are unfortunate and leave terrifying life lessons. Having a lawyer by your side will make things more manageable and secure your chances of recovering an adequate claim amount. While it may take some time to get justice, but patience and the right legal support always prove fruitful.

Car Accident

When you are in a car, the one thing you want to be sure of is, you are safe. You make sure that you are doing everything correct so that you don’t end up landing in any accident. But sometimes it’s just unavoidable. Here are a few tips to follow for safe driving and mess-free life

Avoid Road Distraction

Avoid Distraction

Most of the car accident happens when the driver is distracted. Hence put your phone down or better put it on the driving mode. Keep your focus on the car ride and not elsewhere. Keep a safe distance between your car and the car in front of you to avoid unwanted collisions The rule of thumb while travelling is to drive 3-seconds behind another vehicle at ideal driving speed.

Follow these rules to stay safe. In case if you end up getting into a car accident in Montgomery, Personal Injury Attorney Montgomery is always there to help you out.

Old School Fashion Parking

When backing-up, we suggest you to direction your car in reverse. Turn around and check your back window to see if any car is approaching. Relying on the rearview or back-up camera is not just enough. If you make it a habit to park out away from the traffic area, it will help you to prevent any accidents since your car would not be surrounded by traffic congestion.

Healthy Tires for Wet Roads

Healthy Tires for Wet Roads

Check on your tires. Make sure they aren’t too worn out. Having healthy tires will make better contact with the wet roads. Keep your speed slow when going through large puddles and make sure your cruise control feature is off when raining. Further, if you find your vehicle hydroplaning, stop accelerating and apply a steady break to bring your car speed under control.

Avoid Animal Collisions

Avoid Animal Collision

If you are planning to drive through the forested area in Montgomery, then consider getting a deer whistle in your car. This noise wards off animals coming your way. The deer whistle is specifically designed to be attached to your car bumper. Hence, the safety measure is taken care off. Another tip for avoiding an animal collision is by using high beam in your car and keeping the speed limit under control. If this doesn’t work in your case and you end up hitting, Personal Injury Attorney Montgomery can take over your case.

Strict Attention to the Rules of the Roads

Pay attention to the traffic signals. Don’t try to make it to the other side of the road before the red sign goes green. Instead, drive with safe limits and slow down on the yellow sign.

Adjust According to the Weather

Adjust your driving according to the current weather in Montgomery. If the weather is bad, slow down and be extra cautious. Being extra cautious will help you make a quick decision if you lose control of your car. Keep your eyes up and avoid texting while driving.

These are the basic safety tips to follow. If you do happen to get into any car accident, rest assured we are here to help you. We take pride in providing seamless claim experience through our aced Car Accident Attorney in Montgomery AL to get you back on the roads faster.